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Senate Bill 9 (SB 9) San Francisco

Maximize Your Residential Lot Under SB 9 in San Francisco

Unlock the hidden potential of your property. Learn how to legally split your lot, build additional units, and significantly increase your property's value.

Unlock Your Property's Potential

What is SB 9 and How Does It Benefit San Francisco Homeowners?

Senate Bill 9 (SB 9) is landmark California legislation that empowers homeowners to create additional housing units on their single-family lots. For San Francisco property owners, this opens up unprecedented opportunities to maximize space and investment potential.

Lot Split Opportunity

Divide your single-family lot into two separate parcels, essentially doubling your real estate assets in high-value San Francisco.

Build Additional Units

Construct up to two residential units on each parcel, creating the potential for four units where only one existed before.

Increase Property Value

Significantly boost your property's market value by expanding its development potential and income-generating capabilities.

Generate Rental Income

Create new income streams by renting additional units in San Francisco's high-demand housing market.

Bypass Certain Restrictions

SB 9 allows homeowners to bypass certain zoning restrictions that previously limited residential development.

Simplified Approval Process

Enjoy a streamlined, ministerial approval process without discretionary review or hearings for qualifying projects.

Property Evaluation

Can You Split Your Lot Under SB 9?

Understanding if your property qualifies is the first step toward maximizing your investment. Most single-family lots in San Francisco are eligible, but there are important criteria to consider.

Property Eligibility for SB 9 in San Francisco

Single-family residential zones in San Francisco

Lots at least 1,200 square feet in size

Properties outside of historic districts

Owner-occupied properties (requires affidavit)

Properties in high fire hazard zones (unless meeting fire safety requirements)

Lots that required the demolition of rent-controlled housing or affordable housing

Properties where tenants have resided for the past 3 years

Requirements for Lot Splits Under SB 9

Each new lot must be at least 40% the size of the original parcel

Each new lot must be at least 40% the size of the original parcel

Each new lot must be at least 1,200 square feet

New parcels must be relatively equal in size (at least 40/60 split)

Owner must sign an affidavit stating they intend to occupy one of the units as their principal residence for at least 3 years

Cannot demolish more than 25% of existing exterior walls if property has been rented in last 3 years

Cannot be used for short-term rentals (rentals must be for 30+ days)

Not sure if your property qualifies? Get a professional assessment.

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Step-by-Step Guide

How to Build Additional Units on Your Property

Transforming your single-family property into multiple units requires careful planning and execution. Follow this proven process to maximize your success.

1

Feasibility Assessment

Conduct a thorough evaluation of your property to determine eligibility under SB 9 criteria and San Francisco's specific regulations.

2

Property Survey & Planning

Complete a professional survey, develop architectural plans for the lot split and new units, and calculate development costs.

3

Permit Application

Submit your application to San Francisco Planning Department, including proposed lot split dimensions, unit designs, and required documentation.

4

Construction Phase

Once permits are approved, begin construction of new units and infrastructure according to approved plans and building codes.

5

Final Inspections

Complete all required inspections to ensure compliance with building codes, safety standards, and approved plans.

6

Completion & Occupancy

Receive final approval, complete the legal lot split recordation, and obtain certificates of occupancy for the new residential units.

Local Guidelines

Understanding SB 9 Zoning and Permitting in San Francisco

While SB 9 is a state law, San Francisco has implemented specific local regulations that property owners must navigate. Understanding these nuances is crucial for project approval.

San Francisco's unique topography, dense urban environment, and existing planning codes create additional considerations for SB 9 implementation.

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Unit Size and Height Restrictions

In San Francisco, new units under SB 9 must be at least 800 square feet and cannot exceed 85% of the primary dwelling’s size. Height is generally limited to 25 feet unless specific allowances apply based on neighborhood context.

Setback Requirements

San Francisco typically requires 4-foot side and rear setbacks for SB 9 projects. Front setbacks must conform to existing neighborhood patterns or be at least 10 feet from the property line.

Parking Considerations

While SB 9 generally eliminates parking requirements, some San Francisco zones may still require one off-street parking space per unit unless the property is within 0.5 miles of public transit.

Owner-Occupancy Requirements

Property owners must sign an affidavit stating they will occupy one of the units as their primary residence for at least three years after the lot split approval.

Design Review Process

While SB 9 projects are streamlined, they must still meet San Francisco’s building and fire codes. The city may impose objective design standards related to aesthetics that don’t prevent project approval.

ADU Conversions vs. New Construction

Converting existing structures (like garages) into Accessory Dwelling Units may have different requirements than building entirely new units under SB 9 regulations.

Historic District Limitations

Properties in designated historic districts or those with recognized historical significance may face additional restrictions or be ineligible for SB 9 development.

Step-by-Step Guide

How to Build Additional Units on Your Property

Transforming your single-family property into multiple units requires careful planning and execution. Follow this proven process to maximize your success.

What exactly is Senate Bill 9 (SB 9)?

Senate Bill 9 (SB 9) is a California law that went into effect on January 1, 2022. It allows property owners to split their single-family residential lots into two parcels and build up to two residential units on each parcel, potentially creating up to four units where only one was previously allowed.

Does my San Francisco property qualify for SB 9 development?

Most single-family zoned properties in San Francisco qualify for SB 9 development, but there are exceptions. Properties in historic districts, high fire hazard zones without proper mitigation, or those that would require demolishing rent-controlled or affordable housing may be ineligible. A professional assessment can determine your property’s eligibility.

How much does an SB 9 development typically cost in San Francisco?

Development costs vary widely based on project scope, site conditions, and design choices. For a basic two-unit development in San Francisco, costs typically range from $450,000 to $650,000, including permits, design, and construction. Lot splits and more extensive projects will have additional costs.

How long does the SB 9 approval process take in San Francisco?

Under SB 9, cities must process applications ministerially (without discretionary review) and approve them within 60 days if they meet all objective standards. However, in practice, the entire process from initial application to permit issuance in San Francisco typically takes 4-6 months, depending on application completeness and department workload.

Can I sell the newly created parcels after a lot split?

Yes, you can sell the newly created parcels after completing an SB 9 lot split. However, the owner must sign an affidavit stating they intend to occupy one of the units as their principal residence for at least three years from the date of the lot split approval, unless the owner is a qualified nonprofit or community land trust.

Do I need to provide parking for new units under SB 9?

SB 9 generally prohibits cities from requiring more than one parking space per unit. Additionally, no parking can be required if the property is within one-half mile of public transit or within one block of a car share vehicle. San Francisco has its own specific parking requirements within these parameters.

How much can SB 9 development increase my property’s value?

In San Francisco’s premium real estate market, properly executed SB 9 developments can increase property values by 40-70% or more, depending on location, quality of construction, and market conditions. Additionally, new rental units can generate substantial monthly income.

Can I build Accessory Dwelling Units (ADUs) instead of using SB 9?

Yes, San Francisco property owners can choose to build ADUs under existing ADU programs instead of utilizing SB 9. The best approach depends on your specific goals, property characteristics, and financial considerations. SB 9 generally offers more development potential but may involve more complex processes.

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